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Membership payment is annual and applies per chama group you join. Participation does not guarantee winnings. Winnings are split after fees, taxes, and costs, and small wins may be reinvested.

If gambling is becoming a problem, help is available. In the U.S., call or text 1-800-MY-RESET. In Kenya, contact GamHelp Kenya at +254 726 883 960 or the GRA/BCLB toll-free line at 0800-723-770.

I understand membership is annual per chama group, winnings are not guaranteed, winnings are split after fees/taxes/costs, small wins may be reinvested, and responsible-play support is available.

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